12 Tips for My Finances That Clever Gave to Me
A festive, practical guide to year-end calm and a strong New Year rooted in Fractional CFO, accounting, and tax planning & filing. Quick wrap (for the busy founders) Twelve everyday, do-right-now tips across cash flow, bookkeeping, tax planning, and CFO strategy each with a 10-minute action, a KPI to watch, and how a CleverProfits fractional […]
Your CFO’s Christmas List: A Holiday Shutdown & New-Year Ramp-Up Playbook for SMB’s
How to wind down with confidence in December and hit the ground running in January, without babysitting your business from the beach. TL;DR (the “gift bow” on top) Why this matters (besides eggnog) December’s slowdown hits sales cycles, response times, and cash receipts. Meanwhile, January compresses collections, payroll, inventory restocks, hiring, and tax deadlines into […]
Cash Flow 101: A Visual Guide for Founders
Learn what cash flow means, how to read your cash flow statement, and five practical ways to boost cash flow this month The fuel that keeps companies moving If your business had a fuel gauge, cash flow would be it. Revenue lights up the dashboard, but only cash in the bank lets you pay rent, […]
Is Your Bookkeeper Costing You Money?
When it comes to small businesses and startups, bookkeeping often gets relegated to “another boring chore.” Yet sloppy books, delayed data, and mismatched processes can quietly drain profits and stall growth. This guide helps you answer a crucial question: Is your bookkeeper costing you money? We’ll explore the hidden costs of “basic” bookkeeping, flag the […]